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Grand Oak Mortgage | Grand Blanc | Michigan

Grand Oak Mortgage Loan Menu of Programs

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  • FANNIE MAE COMMUNITY LOAN PROGRAM

    The Fannie Mae My Community Mortgage® has a variety of options to help low and moderate income borrowers purchase a home, including low down payment and eligibility for community seconds or standard subordinate financing.

  • NO DOWN PAYMENT MORTGAGE LOANS

    Buy a home without draining your savings account. This attractive home loan program requires only 5% down, which can come from gift funds, seller contributions or community seconds.

  • FHA 203 STREAMLINE LOAN

    You’re looking at a house with “good bones” but it needs a lot of work. This streamline loan program provides up to $35,000* for renovations and repairs of your primary residence by financing the after-improved value rather than the present value of the home.

  • REVERSE MORTGAGE LOANS

    REVERSE MORTGAGE LOANS

    If you are at least 62 years old and own your own home, a reverse mortgage may be a useful financial tool.

    There’s no limitations to how you use the money, so you can cover medical expenses, fund education for your grandchildren, or any other reason.

  • FHA LOAN PROGRAMS

    The Federal Housing Administration (FHA) has a number of loan programs to help you become a home owner, and we can help find you the right loan program to suit your needs.

    There are lots of programs and options to choose from, but rest assured, that from start to finish, we know FHA and can get you the best loan for which you’re qualified.

    Since we are experts in FHA loans, you can be assured that we can make the process as smooth and efficient as possible.


  • USDA 30 YEAR FIXED RURAL

    You can purchase your next home in a designated rural area with no money down with the Guaranteed Rural Housing Loan Program.

    These loans are eligible in a wide range of non-metropolitan statistical areas, including many suburbs.

    This unique loan program is offered through the Rural Housing Service, an agency of the U.S. Department of Agriculture and designed to assist low and moderate-income rural residents by providing better access to affordable housing finance options including little or no out-of-pocket costs in eligible areas.

  • VA HOME PURCHASE LOAN

    Current low interest rates and VA purchase loans are a winning combination to help you buy a home. VA loans offer great features such as no money down and credit scores as low as 620.

    Competitive rates and no mortgage insurance premiums may mean lower monthly payments than conventional loans.








  • PURCHASE AGREEMENT FORM

    For your convenience we have provided a blank purchase agreement form.