FHA 3.5% Down Payment Purchase Deals

Federal Housing Administration (FHA)

Features include, lower down payment, credit scores as low as 580, low interest rates.

Rural Development

USDA Loan (100% FinanCING)

Features include: zero down payment, credit score as low as 620, reduced monthly PMI premiums, favorable qualifying ratios.

Conventional 95%

Financing Purchase Deals

Features include: 5% down payment, credit scores as low as 620, flexible loan programs and terms for First Time Home Buyers

HARP 2.0

Home Affordable Refinance Program

Home Affordable Refinance Program was implemented to help people upside down on their mortgage (or if your current loan-to-value ratio is greater than 80%).

Michigan Mortgage Experts: Covering Grand Blanc, Davison, swartz creek, holly, Fenton, etc.


Offering a variety of programs: HARP, First Time Home Buyer, FHA mortgage, VA mortgage, Conventional mortgage, Rural Development Mortgage Loans, reverse mortgage,

For nearly 30 years now, Grand Oak Mortgage has been providing Mortgage Loan solutions for a vareity of mid Michigan cities including: Grand Blanc, Davison, Fenton, Linden, Swartz Creek, and more. Call us to obtain answers to any of your questions. Most mortgage loan questions will have multiple variables where an online calculator simply cannot provide the answers. Let us put our three decades of experience and expertise to work for you. Regardless if you choose Grand Oak Mortgage for your needs, please be careful and do your homework. Look for a long track record and make sure the rate you are quoted doesn’t have any hidden fees.

Call us now us at 810-695-5400!

We’ll show you how quick and easy it is to get started and save you money in the process.